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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,360 | $162,785+86.4% | $133,959+126.5% | $158,950+90.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.08% | 41.94%-26.9pp | 45.09%-30.0pp | 302.91%-287.8pp |
| Employer contribution / active EE | $6,720 | $4,975+35.1% | $3,919+71.5% | $4,762+41.1% |
| Participant deferral / active EE | $10,154 | $5,910+71.8% | $5,047+101.2% | $5,983+69.7% |
| Admin fee / account holder | $6,592 | $11,738-43.8% | $8,928-26.2% | $11,248-41.4% |