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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,050 | $99,032+58.6% | $80,022+96.3% | $135,380+16.0% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -9.14% | 15.39%-24.5pp | 11.22%-20.4pp | 519.81%-528.9pp |
| Employer contribution / active EE | $12,794 | $3,043+320.4% | $2,468+418.4% | $4,779+167.7% |
| Participant deferral / active EE | $24,249 | $4,282+466.3% | $3,686+557.9% | $5,609+332.3% |
| Admin fee / account holder | $38,486 | $10,436+268.8% | $6,521+490.2% | $10,828+255.4% |