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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,896 | $108,226+32.0% | $77,513+84.4% | $158,950-10.1% |
| Participation rate | 93.3% | 64.4%+28.9pp | 54.2%+39.1pp | 82.0%+11.4pp |
| Annual return | 20.42% | 31.67%-11.3pp | 54.81%-34.4pp | 302.91%-282.5pp |
| Employer contribution / active EE | $1,671 | $1,325+26.1% | $987+69.4% | $4,762-64.9% |
| Participant deferral / active EE | $4,341 | $2,456+76.8% | $1,861+133.3% | $5,983-27.4% |
| Admin fee / account holder | $1,407 | $3,710-62.1% | $2,859-50.8% | $11,248-87.5% |