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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $760 |
ADP BROKER-DEALER2 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY2 years Service code 49 6125 SKY POND DR · LOVELAND, CO 80538 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,436 | $48,570-27.0% | $130,660-72.9% | $72,976-51.4% |
| Participation rate | 38.4% | 58.6%-20.2pp | 71.7%-33.4pp | 69.5%-31.1pp |
| Annual return | 22.66% | 38.63%-16.0pp | 1709.29%-1686.6pp | 81.02%-58.4pp |
| Employer contribution / active EE | $946 | $1,334-29.1% | $4,092-76.9% | $2,440-61.2% |
| Participant deferral / active EE | $2,080 | $2,384-12.7% | $3,603-42.3% | $3,608-42.3% |
| Admin fee / account holder | $16 | $3,549-99.6% | $5,463-99.7% | $5,124-99.7% |