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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,326 | $138,076-89.6% | $123,553-88.4% | $135,380-89.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.98% | 153.70%-157.7pp | 119.21%-123.2pp | 519.81%-523.8pp |
| Employer contribution / active EE | $6,887 | $5,152+33.7% | $4,628+48.8% | $4,779+44.1% |
| Participant deferral / active EE | $5,237 | $6,800-23.0% | $6,426-18.5% | $5,609-6.6% |
| Admin fee / account holder | $29,933 | $10,917+174.2% | $9,284+222.4% | $10,828+176.4% |