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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,704 | $101,752-51.2% | $164,928-69.9% | $80,911-38.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 6.17% | 16.73%-10.6pp | 70.08%-63.9pp | 35.63%-29.5pp |
| Employer contribution / active EE | $1,753 | $2,953-40.6% | $4,343-59.6% | $2,756-36.4% |
| Participant deferral / active EE | $5,246 | $4,477+17.2% | $6,034-13.0% | $4,297+22.1% |
| Admin fee / account holder | $16,999 | $8,218+106.9% | $12,684+34.0% | $6,935+145.1% |