Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,031 | $44,850-70.9% | $60,547-78.5% | $59,633-78.1% |
| Participation rate | 58.6% | 59.5%-0.9pp | 68.0%-9.3pp | 68.7%-10.0pp |
| Annual return | -1.81% | 1074.14%-1076.0pp | 335.64%-337.5pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $430 | $1,462-70.6% | $2,419-82.2% | $2,203-80.5% |
| Participant deferral / active EE | $510 | $2,230-77.1% | $3,328-84.7% | $3,192-84.0% |
| Admin fee / account holder | $1,942 | $3,635-46.6% | $4,536-57.2% | $4,297-54.8% |