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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,175 | $89,367-23.7% | $141,191-51.7% | $72,975-6.6% |
| Participation rate | 89.7% | 75.1%+14.5pp | 82.5%+7.2pp | 69.5%+20.2pp |
| Annual return | 23.09% | 111.87%-88.8pp | 71.41%-48.3pp | 81.01%-57.9pp |
| Employer contribution / active EE | $3,710 | $3,115+19.1% | $4,736-21.7% | $2,440+52.1% |
| Participant deferral / active EE | $6,012 | $5,419+10.9% | $6,710-10.4% | $3,608+66.6% |
| Admin fee / account holder | $16,063 | $5,957+169.7% | $10,264+56.5% | $5,124+213.5% |