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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,528 | $85,766-39.9% | $136,298-62.2% | $70,126-26.5% |
| Participation rate | 86.7% | 74.2%+12.5pp | 81.9%+4.7pp | 69.5%+17.1pp |
| Annual return | 20.43% | 31.46%-11.0pp | 5156.27%-5135.8pp | 73.15%-52.7pp |
| Employer contribution / active EE | $3,159 | $2,966+6.5% | $4,696-32.7% | $2,343+34.9% |
| Participant deferral / active EE | $5,774 | $5,051+14.3% | $6,247-7.6% | $3,332+73.3% |
| Admin fee / account holder | $3,536 | $5,421-34.8% | $9,244-61.7% | $4,645-23.9% |