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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,454 | $147,727+12.7% | $115,756+43.8% | $134,545+23.7% |
| Participation rate | 62.5% | 80.4%-17.9pp | 77.1%-14.6pp | 81.2%-18.7pp |
| Annual return | -14.72% | 73.96%-88.7pp | 143.14%-157.9pp | 418.37%-433.1pp |
| Employer contribution / active EE | $1,034 | $4,713-78.1% | $3,793-72.7% | $4,742-78.2% |
| Participant deferral / active EE | $7,984 | $7,563+5.6% | $6,254+27.7% | $6,401+24.7% |
| Admin fee / account holder | $16,706 | $14,571+14.7% | $8,124+105.6% | $11,431+46.1% |