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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,095 | $97,732+43.3% | $83,831+67.1% | $135,380+3.5% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -7.48% | 1287.56%-1295.0pp | 850.99%-858.5pp | 519.81%-527.3pp |
| Employer contribution / active EE | $26,814 | $4,222+535.1% | $3,631+638.4% | $4,779+461.1% |
| Participant deferral / active EE | $6,559 | $4,683+40.1% | $4,082+60.7% | $5,609+16.9% |
| Admin fee / account holder | $14,177 | $6,675+112.4% | $5,479+158.8% | $10,828+30.9% |