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| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC5 years Filed as: T. ROWE PRICE RPS, INC. Service code 15 · EIN 52-1309931 | Recordkeeping | $31,794 |
AMERICAN REALTY ADVISORS5 years Filed as: AMERICAN BEACON FUNDS Service code 28 · EIN 75-2401150 | Investment Management | $0 |
BLACKROCK5 years Filed as: BLACKROCK FUNDS Service code 28 · EIN 04-6171663 | Investment Management | $0 |
BUFFALO FUNDS5 years Service code 28 · EIN 48-1069845 | Investment Management | $0 |
COHEN & STEERS1 year Filed as: COHEN & STEERS FUNDS Service code 28 · EIN 14-1904657 | Investment Management | $0 |
COLUMBIA5 years Filed as: COLUMBIA FUNDS Service code 28 · EIN 93-0577450 | Investment Management | $0 |
INVESCO1 year Filed as: INVESCO OPPENHEIMER FUNDS Service code 28 · EIN 13-2527171 | Investment Management | $0 |
MFS INVESTMENT MANAGEMENT5 years Filed as: MFS FUNDS Service code 28 · EIN 04-2747644 | Investment Management | $0 |
PIONEER1 year Filed as: PIONEER FUNDS Service code 28 · EIN 13-5657669 | Investment Management | $0 |
Filed as: PRINCIPAL FUNDS Service code 28 · EIN 42-1312301 | Investment Management | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,899 | $81,474-27.7% | $133,971-56.0% | $73,493-19.9% |
| Participation rate | 55.1% | 76.4%-21.2pp | 79.8%-24.7pp | 70.7%-15.5pp |
| Annual return | 20.72% | 19.40%+1.3pp | 45.09%-24.4pp | 28.51%-7.8pp |
| Employer contribution / active EE | $1,594 | $2,209-27.9% | $3,919-59.3% | $2,270-29.8% |
| Participant deferral / active EE | $3,648 | $3,786-3.6% | $5,047-27.7% | $3,740-2.4% |
| Admin fee / account holder | $254 | $713-64.3% | $8,929-97.2% | $513-50.4% |