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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,741 | $82,314-73.6% | $68,808-68.4% | $134,532-83.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -15.10% | -2.18%-12.9pp | -6.37%-8.7pp | 418.27%-433.4pp |
| Employer contribution / active EE | $1,208 | $3,301-63.4% | $2,656-54.5% | $4,741-74.5% |
| Participant deferral / active EE | $1,488 | $4,740-68.6% | $3,942-62.3% | $6,401-76.8% |
| Admin fee / account holder | $1,673 | $6,484-74.2% | $4,936-66.1% | $11,429-85.4% |