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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,401 | $102,382+8.8% | $147,005-24.2% | $80,874+37.7% |
| Participation rate | 54.1% | 75.8%-21.8pp | 82.2%-28.1pp | 67.6%-13.6pp |
| Annual return | 14.86% | 134.89%-120.0pp | 418.76%-403.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $1,063 | $3,715-71.4% | $4,934-78.5% | $2,756-61.4% |
| Participant deferral / active EE | $3,325 | $6,646-50.0% | $8,070-58.8% | $4,297-22.6% |
| Admin fee / account holder | $9,836 | $7,942+23.8% | $13,006-24.4% | $6,935+41.8% |