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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,044 | $61,660+5.5% | $80,022-18.7% | $64,173+1.4% |
| Participation rate | 62.5% | 71.7%-9.2pp | 75.8%-13.3pp | 69.6%-7.1pp |
| Annual return | 4.40% | -0.33%+4.7pp | 11.22%-6.8pp | 7.63%-3.2pp |
| Employer contribution / active EE | $1,164 | $1,810-35.7% | $2,468-52.8% | $2,381-51.1% |
| Participant deferral / active EE | $4,095 | $2,968+38.0% | $3,686+11.1% | $3,470+18.0% |
| Admin fee / account holder | $5,064 | $5,417-6.5% | $6,521-22.3% | $4,887+3.6% |