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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,545 | $85,766+61.5% | $136,298+1.6% | $70,126+97.6% |
| Participation rate | 88.7% | 74.2%+14.6pp | 81.9%+6.8pp | 69.5%+19.2pp |
| Annual return | 18.48% | 31.46%-13.0pp | 5156.27%-5137.8pp | 73.15%-54.7pp |
| Employer contribution / active EE | $7,682 | $2,966+159.0% | $4,696+63.6% | $2,343+227.9% |
| Participant deferral / active EE | $9,122 | $5,051+80.6% | $6,247+46.0% | $3,332+173.8% |
| Admin fee / account holder | $2,320 | $5,421-57.2% | $9,244-74.9% | $4,645-50.1% |