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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,437 | $71,197-75.5% | $93,669-81.4% | $80,925-78.5% |
| Participation rate | 76.7% | 60.4%+16.3pp | 68.7%+8.0pp | 67.7%+9.1pp |
| Annual return | 24.60% | 11.27%+13.3pp | 133.59%-109.0pp | 35.65%-11.0pp |
| Employer contribution / active EE | $209 | $1,565-86.6% | $2,424-91.4% | $2,756-92.4% |
| Participant deferral / active EE | $2,281 | $4,036-43.5% | $4,416-48.4% | $4,299-46.9% |
| Admin fee / account holder | $1,854 | $6,959-73.4% | $8,291-77.6% | $6,940-73.3% |