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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,437 | $71,208-75.5% | $93,681-81.4% | $80,911-78.4% |
| Participation rate | 76.7% | 60.4%+16.3pp | 68.7%+8.0pp | 67.6%+9.1pp |
| Annual return | 24.60% | 11.27%+13.3pp | 133.47%-108.9pp | 35.63%-11.0pp |
| Employer contribution / active EE | $209 | $1,564-86.6% | $2,422-91.4% | $2,756-92.4% |
| Participant deferral / active EE | $2,281 | $4,035-43.5% | $4,415-48.3% | $4,297-46.9% |
| Admin fee / account holder | $1,854 | $6,951-73.3% | $8,290-77.6% | $6,935-73.3% |