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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,584 | $162,821+120.8% | $133,978+168.4% | $158,982+126.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 4.80% | 41.95%-37.1pp | 45.10%-40.3pp | 302.99%-298.2pp |
| Employer contribution / active EE | $12,750 | $4,976+156.2% | $3,919+225.3% | $4,763+167.7% |
| Participant deferral / active EE | $14,308 | $5,910+142.1% | $5,047+183.5% | $5,983+139.1% |
| Admin fee / account holder | $119,836 | $11,742+920.6% | $8,930+1242.0% | $11,252+965.1% |