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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,120 | $135,645+138.2% | $110,243+193.1% | $135,380+138.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 5.85% | 513.24%-507.4pp | 314.76%-308.9pp | 519.81%-514.0pp |
| Employer contribution / active EE | $1,345 | $4,907-72.6% | $3,827-64.8% | $4,779-71.8% |
| Participant deferral / active EE | $9,657 | $5,507+75.4% | $4,672+106.7% | $5,609+72.2% |
| Admin fee / account holder | $79,200 | $11,458+591.2% | $8,548+826.6% | $10,828+631.4% |