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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,584 | $64,462-52.6% | $81,482-62.5% | $80,911-62.2% |
| Participation rate | 51.6% | 63.9%-12.3pp | 69.5%-17.9pp | 67.6%-16.0pp |
| Annual return | 11.36% | 16.35%-5.0pp | 24.79%-13.4pp | 35.63%-24.3pp |
| Employer contribution / active EE | $1,061 | $1,979-46.4% | $2,463-56.9% | $2,756-61.5% |
| Participant deferral / active EE | $1,769 | $3,094-42.8% | $3,885-54.5% | $4,297-58.8% |
| Admin fee / account holder | $269 | $5,678-95.3% | $5,761-95.3% | $6,935-96.1% |