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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,274 | $160,040+19.5% | $147,096+30.0% | $145,877+31.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.22% | 98.49%-84.3pp | 419.75%-405.5pp | 551.28%-537.1pp |
| Employer contribution / active EE | $39,387 | $5,289+644.6% | $4,936+698.0% | $4,663+744.7% |
| Participant deferral / active EE | $16,359 | $8,429+94.1% | $8,071+102.7% | $6,691+144.5% |
| Admin fee / account holder | $13,758 | $15,050-8.6% | $13,005+5.8% | $13,402+2.7% |