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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,175 | $104,664+195.4% | $85,693+260.8% | $167,518+84.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 12.30% | 21.45%-9.1pp | 21.49%-9.2pp | 478.71%-466.4pp |
| Employer contribution / active EE | $5,944 | $3,337+78.1% | $2,618+127.0% | $4,838+22.8% |
| Participant deferral / active EE | $1,848 | $4,824-61.7% | $3,923-52.9% | $6,342-70.9% |
| Admin fee / account holder | $9,308 | $10,032-7.2% | $6,874+35.4% | $12,312-24.4% |