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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,345 | $57,073+51.3% | $85,126+1.4% | $80,925+6.7% |
| Participation rate | 69.7% | 56.4%+13.3pp | 67.5%+2.2pp | 67.7%+2.0pp |
| Annual return | 19.82% | 21.69%-1.9pp | 66.63%-46.8pp | 35.65%-15.8pp |
| Employer contribution / active EE | $1,153 | $1,801-36.0% | $2,731-57.8% | $2,756-58.2% |
| Participant deferral / active EE | $4,607 | $3,113+48.0% | $4,523+1.9% | $4,299+7.2% |
| Admin fee / account holder | $2,839 | $4,988-43.1% | $6,160-53.9% | $6,940-59.1% |