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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,113 | $42,383+63.1% | $76,518-9.7% | $64,173+7.7% |
| Participation rate | 43.8% | 58.1%-14.3pp | 68.0%-24.2pp | 69.6%-25.7pp |
| Annual return | -5.25% | -16.54%+11.3pp | -0.27%-5.0pp | 7.63%-12.9pp |
| Employer contribution / active EE | $0 | $1,563-100.0% | $2,647-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,289 | $2,566-10.8% | $3,836-40.3% | $3,470-34.0% |
| Admin fee / account holder | $324 | $3,198-89.9% | $4,849-93.3% | $4,887-93.4% |