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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,959 | $71,873-15.2% | $86,698-29.7% | $68,490-11.0% |
| Participation rate | 78.8% | 72.2%+6.5pp | 76.6%+2.2pp | 67.9%+10.9pp |
| Annual return | -17.89% | 3.54%-21.4pp | 35.96%-53.9pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,954 | $2,173-10.1% | $2,837-31.1% | $2,597-24.7% |
| Participant deferral / active EE | $3,962 | $3,779+4.8% | $4,656-14.9% | $4,028-1.6% |
| Admin fee / account holder | $4,915 | $6,110-19.6% | $7,492-34.4% | $5,403-9.0% |