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| Provider | Service type | Compensation |
|---|---|---|
SAGEPOINT FINANCIAL INC4+ years Service code 27 · EIN 20-1741754 | Advisory (Plan) | $17,871 |
Service code 37 · EIN 04-2647786 | Loan Processing | $10,346 |
YSR CPA GROUP, P.C.1 year Service code 10 · EIN 84-1007839 | Accounting | $7,900 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,394 | $58,093+7.4% | $80,022-22.0% | $56,287+10.8% |
| Participation rate | 66.9% | 73.6%-6.8pp | 75.8%-9.0pp | 69.9%-3.0pp |
| Annual return | -5.79% | 34.63%-40.4pp | 11.22%-17.0pp | -9.96%+4.2pp |
| Employer contribution / active EE | $1,614 | $1,933-16.5% | $2,468-34.6% | $2,111-23.5% |
| Participant deferral / active EE | $3,824 | $3,136+22.0% | $3,686+3.8% | $3,350+14.2% |
| Admin fee / account holder | $127 | $623-79.6% | $6,521-98.1% | $521-75.7% |