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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $32,103 |
INDEPENDENT FINANCIAL PARTNERS1+ years Service code 27 · EIN 59-3331424 | Advisory (Plan) | $10,442 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,555 | $72,177-11.9% | $115,038-44.8% | $59,633+6.6% |
| Participation rate | 81.3% | 72.6%+8.8pp | 81.4%0pp | 68.7%+12.7pp |
| Annual return | 0.08% | 12.02%-11.9pp | 26.14%-26.1pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $1,630 | $2,841-42.6% | $4,608-64.6% | $2,203-26.0% |
| Participant deferral / active EE | $7,168 | $4,783+49.9% | $6,026+18.9% | $3,192+124.6% |
| Admin fee / account holder | $134 | $4,927-97.3% | $8,175-98.4% | $4,297-96.9% |