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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,892 | $106,247-63.4% | $96,515-59.7% | $139,466-72.1% |
| Participation rate | 72.2% | 77.8%-5.6pp | 74.3%-2.1pp | 80.3%-8.1pp |
| Annual return | 16.64% | 38.47%-21.8pp | 35.73%-19.1pp | 373.66%-357.0pp |
| Employer contribution / active EE | $5,689 | $4,106+38.6% | $3,740+52.1% | $4,754+19.7% |
| Participant deferral / active EE | $1,572 | $5,456-71.2% | $4,880-67.8% | $6,712-76.6% |
| Admin fee / account holder | $415 | $7,885-94.7% | $6,735-93.8% | $11,409-96.4% |