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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,009 | $133,981-75.4% | $112,249-70.6% | $134,532-75.5% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -14.80% | 47.16%-62.0pp | 27.48%-42.3pp | 418.27%-433.1pp |
| Employer contribution / active EE | $2,232 | $4,040-44.7% | $3,636-38.6% | $4,741-52.9% |
| Participant deferral / active EE | $3,236 | $5,292-38.9% | $4,729-31.6% | $6,401-49.4% |
| Admin fee / account holder | $1,150 | $7,492-84.6% | $6,412-82.1% | $11,429-89.9% |