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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,277 | $106,551-80.0% | $91,225-76.7% | $134,532-84.2% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.2%-6.5pp | 81.2%-14.6pp |
| Annual return | -17.64% | 160.78%-178.4pp | 114.12%-131.8pp | 418.27%-435.9pp |
| Employer contribution / active EE | $840 | $3,331-74.8% | $2,851-70.5% | $4,741-82.3% |
| Participant deferral / active EE | $1,904 | $4,718-59.6% | $4,233-55.0% | $6,401-70.2% |
| Admin fee / account holder | $1,663 | $6,234-73.3% | $5,422-69.3% | $11,429-85.4% |