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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,229 | $107,809-93.3% | $90,657-92.0% | $135,380-94.7% |
| Participation rate | 83.3% | 78.0%+5.3pp | 74.0%+9.3pp | 82.6%+0.7pp |
| Annual return | -5.58% | -0.90%-4.7pp | 1.89%-7.5pp | 519.81%-525.4pp |
| Employer contribution / active EE | $834 | $3,018-72.4% | $2,532-67.1% | $4,779-82.6% |
| Participant deferral / active EE | $2,193 | $3,872-43.4% | $3,424-36.0% | $5,609-60.9% |
| Admin fee / account holder | $461 | $5,931-92.2% | $4,994-90.8% | $10,828-95.7% |