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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,721 | $97,550-6.0% | $120,344-23.8% | $87,485+4.8% |
| Participation rate | 67.7% | 72.8%-5.1pp | 76.7%-9.0pp | 68.9%-1.2pp |
| Annual return | 12.16% | 18.41%-6.3pp | 20.30%-8.1pp | 26.06%-13.9pp |
| Employer contribution / active EE | $2,156 | $2,291-5.9% | $3,020-28.6% | $2,596-17.0% |
| Participant deferral / active EE | $3,779 | $4,230-10.6% | $5,135-26.4% | $4,274-11.6% |
| Admin fee / account holder | $138,989 | $9,543+1356.5% | $12,742+990.8% | $7,775+1687.7% |