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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,296 | $78,423+101.9% | $95,964+65.0% | $79,856+98.2% |
| Participation rate | 63.6% | 73.5%-9.9pp | 77.1%-13.4pp | 69.6%-6.0pp |
| Annual return | 10.30% | 19.37%-9.1pp | 91.64%-81.3pp | 31.71%-21.4pp |
| Employer contribution / active EE | $1,942 | $1,945-0.2% | $2,541-23.6% | $2,471-21.4% |
| Participant deferral / active EE | $4,522 | $3,440+31.4% | $4,167+8.5% | $3,741+20.9% |
| Admin fee / account holder | $4,047 | $5,622-28.0% | $6,797-40.5% | $5,306-23.7% |