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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,367 | $153,769-38.0% | $133,975-28.8% | $273,972-65.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 2.09% | 36.51%-34.4pp | 29.29%-27.2pp | 41.46%-39.4pp |
| Employer contribution / active EE | $4,998 | $6,029-17.1% | $5,211-4.1% | $4,869+2.6% |
| Participant deferral / active EE | $10,952 | $6,958+57.4% | $6,282+74.3% | $5,287+107.1% |
| Admin fee / account holder | $66,173 | $11,765+462.5% | $9,324+609.7% | $10,133+553.1% |