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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,212 | $60,128+40.1% | $90,440-6.9% | $79,852+5.5% |
| Participation rate | 40.4% | 65.0%-24.6pp | 72.7%-32.3pp | 69.6%-29.2pp |
| Annual return | 15.51% | 71.95%-56.4pp | 1294.38%-1278.9pp | 31.72%-16.2pp |
| Employer contribution / active EE | $1,063 | $2,068-48.6% | $3,263-67.4% | $2,471-57.0% |
| Participant deferral / active EE | $2,717 | $2,939-7.5% | $3,964-31.4% | $3,740-27.4% |
| Admin fee / account holder | $47,454 | $3,977+1093.1% | $5,615+745.2% | $5,306+794.3% |