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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,175 | $86,294-8.2% | $111,303-28.9% | $85,856-7.8% |
| Participation rate | 60.2% | 73.3%-13.1pp | 77.3%-17.1pp | 69.3%-9.1pp |
| Annual return | 13.91% | 19.99%-6.1pp | 54.66%-40.7pp | 318.58%-304.7pp |
| Employer contribution / active EE | $0 | $2,043-100.0% | $2,731-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,179 | $3,641-40.1% | $4,487-51.4% | $3,952-44.9% |
| Admin fee / account holder | $7,180 | $8,189-12.3% | $7,966-9.9% | $6,261+14.7% |