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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,139 | $165,381-67.9% | $149,730-64.5% | $158,966-66.6% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 15.08% | 348.29%-333.2pp | 276.70%-261.6pp | 302.95%-287.9pp |
| Employer contribution / active EE | $1,895 | $5,104-62.9% | $4,645-59.2% | $4,762-60.2% |
| Participant deferral / active EE | $2,626 | $7,182-63.4% | $6,843-61.6% | $5,983-56.1% |
| Admin fee / account holder | $2,397 | $10,809-77.8% | $9,310-74.3% | $11,250-78.7% |