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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,030 | $127,387-62.3% | $115,038-58.2% | $125,389-61.7% |
| Participation rate | 93.8% | 84.2%+9.6pp | 81.4%+12.4pp | 83.2%+10.6pp |
| Annual return | 6.42% | 31.28%-24.9pp | 26.14%-19.7pp | 282.24%-275.8pp |
| Employer contribution / active EE | $7,570 | $5,166+46.5% | $4,608+64.3% | $4,866+55.6% |
| Participant deferral / active EE | $4,530 | $6,423-29.5% | $6,026-24.8% | $5,352-15.4% |
| Admin fee / account holder | $807 | $9,516-91.5% | $8,175-90.1% | $9,541-91.5% |