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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,123 | $76,551+6.0% | $123,894-34.5% | $62,881+29.0% |
| Participation rate | 83.3% | 73.0%+10.4pp | 81.4%+1.9pp | 69.3%+14.0pp |
| Annual return | -2.37% | 18.68%-21.0pp | 47.52%-49.9pp | 20.14%-22.5pp |
| Employer contribution / active EE | $3,863 | $2,882+34.0% | $4,617-16.3% | $2,281+69.4% |
| Participant deferral / active EE | $5,392 | $4,840+11.4% | $5,984-9.9% | $3,203+68.4% |
| Admin fee / account holder | $4,732 | $4,826-1.9% | $8,357-43.4% | $4,296+10.2% |