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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,148 | $72,177+9.7% | $115,037-31.2% | $59,633+32.7% |
| Participation rate | 90.7% | 72.6%+18.1pp | 81.4%+9.3pp | 68.7%+22.0pp |
| Annual return | -7.96% | 12.02%-20.0pp | 26.14%-34.1pp | 2041.40%-2049.4pp |
| Employer contribution / active EE | $3,861 | $2,841+35.9% | $4,608-16.2% | $2,203+75.3% |
| Participant deferral / active EE | $5,440 | $4,783+13.7% | $6,026-9.7% | $3,192+70.4% |
| Admin fee / account holder | $503 | $4,927-89.8% | $8,175-93.9% | $4,297-88.3% |