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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,166 | $76,551-26.6% | $123,894-54.7% | $62,881-10.7% |
| Participation rate | 97.5% | 73.0%+24.5pp | 81.4%+16.1pp | 69.3%+28.2pp |
| Annual return | 10.39% | 18.68%-8.3pp | 47.52%-37.1pp | 20.14%-9.8pp |
| Employer contribution / active EE | $2,815 | $2,882-2.4% | $4,617-39.0% | $2,281+23.4% |
| Participant deferral / active EE | $6,190 | $4,840+27.9% | $5,984+3.4% | $3,203+93.2% |
| Admin fee / account holder | $5,087 | $4,826+5.4% | $8,357-39.1% | $4,296+18.4% |