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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,532 | $198,457-58.9% | $170,435-52.2% | $147,586-44.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.18% | 257.30%-240.1pp | 205.94%-188.8pp | 578.59%-561.4pp |
| Employer contribution / active EE | $2,058 | $6,183-66.7% | $5,432-62.1% | $4,876-57.8% |
| Participant deferral / active EE | $1,578 | $5,629-72.0% | $4,939-68.1% | $5,439-71.0% |
| Admin fee / account holder | $2,933 | $16,852-82.6% | $13,881-78.9% | $10,886-73.1% |