Retirement plan

403 B THRIFT PLAN OF HOUSING RESOURCES OF WESTERN COLORADO

Name: HOUSING RESOURCES OF WESTERN COLORA DO - 403 B THRIFT PLAN OF HOUSING RESOURCES OF WESTERN COLORADO (2017) Form 5500
Creator: HOUSING RESOURCES OF WESTERN COLORA DO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403 B THRIFT PLAN OF HOUSING RESOURCES OF WESTERN COLORADO, HOUSING RESOURCES OF WESTERN COLORA DO

HOUSING RESOURCES OF WESTERN COLORA DOEIN 84-0879892Plan #002PY 2017

524 30 RD STE 3 - GRAND JUNCTION, CO 815044437970-241-2871hrwco.orgLinkedIn11-50 employeesindividual & family services

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1M

+35.6% from 2016

Total participants

+1.9% from 2016

Average account balance

$23,035

+14.5% from 2016

Annual return

40.88%

+40.88 pp from 2016

Benchmarks

See 17,854 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,854 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$26K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$120K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2931

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$118K

$3191 / participant

Other / not subdivided$118K100.0%

% of EOY assets

11.390%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,035

$84,236-72.7%

$170,435-86.5%

$70,126-67.2%

Participation rate

78.4%

70.8%+7.5pp

83.6%-5.2pp

69.5%+8.8pp

Annual return

40.88%

23.06%+17.8pp

205.94%-165.1pp

73.15%-32.3pp

Employer contribution / active EE

$833

$3,387-75.4%

$5,432-84.7%

$2,343-64.4%

Participant deferral / active EE

$1,271

$3,086-58.8%

$4,939-74.3%

$3,332-61.8%

Admin fee / account holder

$2,624

$5,698-54.0%

$13,881-81.1%

$4,645-43.5%

403 B THRIFT PLAN OF HOUSING RESOURCES OF WESTERN COLORADO

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403 B THRIFT PLAN OF HOUSING RESOURCES OF WESTERN COLORADO

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion