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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,643 | $67,606+161.3% | $82,313+114.6% | $70,124+151.9% |
| Participation rate | 82.1% | 72.8%+9.4pp | 76.9%+5.2pp | 69.5%+12.6pp |
| Annual return | 21.88% | 21.57%+0.3pp | 25.88%-4.0pp | 73.14%-51.3pp |
| Employer contribution / active EE | $3,210 | $1,755+82.9% | $2,428+32.2% | $2,342+37.0% |
| Participant deferral / active EE | $5,634 | $2,987+88.6% | $3,706+52.0% | $3,332+69.1% |
| Admin fee / account holder | $6,980 | $4,512+54.7% | $5,608+24.5% | $4,645+50.2% |