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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,447 | $60,349+126.1% | $74,184+83.9% | $62,881+117.0% |
| Participation rate | 82.8% | 72.7%+10.0pp | 76.6%+6.1pp | 69.3%+13.5pp |
| Annual return | 9.14% | 21.38%-12.2pp | 17.74%-8.6pp | 20.14%-11.0pp |
| Employer contribution / active EE | $3,083 | $1,680+83.5% | $2,370+30.1% | $2,281+35.1% |
| Participant deferral / active EE | $5,349 | $2,856+87.3% | $3,550+50.7% | $3,203+67.0% |
| Admin fee / account holder | $630 | $4,261-85.2% | $5,586-88.7% | $4,296-85.3% |