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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,476 | $81,504-39.3% | $102,437-51.7% | $80,959-38.9% |
| Participation rate | 84.0% | 66.9%+17.1pp | 74.5%+9.5pp | 67.7%+16.3pp |
| Annual return | 9.23% | 25.60%-16.4pp | 24.95%-15.7pp | 35.67%-26.4pp |
| Employer contribution / active EE | $2,175 | $3,104-29.9% | $3,871-43.8% | $2,757-21.1% |
| Participant deferral / active EE | $5,675 | $3,871+46.6% | $5,060+12.1% | $4,300+32.0% |
| Admin fee / account holder | $7,968 | $6,719+18.6% | $8,388-5.0% | $6,925+15.1% |