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| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE2+ years Service code 18 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Investment management fees paid indir... | $95,634 |
CETERA ADVISOR NETWORKS LLC2+ years Filed as: CETERA ADVISOR NETWORKS Service code 26 | Advisory (Participants) | $41,269 |
CBIZ RETIREMENT PLAN SERVICES2+ years Filed as: CBIZ BENEFITS & INSURANCE SERVICES Service code 16 11440 TOMAHAWK CREEK PARKWAY · LEAWOOD, KS 662112672 | Consulting | $31,996 |
CETERA ADVISOR NETWORKS LLC2+ years Service code 22 200 N SEPULVEDA BLVD, SUITE 1200 · EL SEGUNDO, CA 90245 | Insurance Broker | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,399 | $57,921-19.9% | $84,753-45.3% | $57,658-19.5% |
| Participation rate | 97.3% | 72.9%+24.4pp | 76.6%+20.7pp | 70.2%+27.1pp |
| Annual return | 5.79% | 10.24%-4.4pp | 22.78%-17.0pp | 5.13%+0.7pp |
| Employer contribution / active EE | $2,313 | $2,598-11.0% | $3,574-35.3% | $1,974+17.2% |
| Participant deferral / active EE | $3,213 | $2,742+17.2% | $3,712-13.4% | $3,061+5.0% |
| Admin fee / account holder | $321 | $130+147.6% | $5,333-94.0% | $95+239.7% |