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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,222 | $115,796-85.1% | $101,264-83.0% | $158,950-89.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.93% | 56.15%-45.2pp | 46.48%-35.6pp | 302.91%-292.0pp |
| Employer contribution / active EE | $5,009 | $4,175+20.0% | $3,660+36.9% | $4,762+5.2% |
| Participant deferral / active EE | $5,839 | $4,958+17.8% | $4,370+33.6% | $5,983-2.4% |
| Admin fee / account holder | $810 | $7,247-88.8% | $5,947-86.4% | $11,248-92.8% |