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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,497 | $162,812+121.4% | $133,971+169.1% | $158,966+126.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 5.97% | 41.94%-36.0pp | 45.09%-39.1pp | 302.95%-297.0pp |
| Employer contribution / active EE | $4,853 | $4,976-2.5% | $3,919+23.8% | $4,762+1.9% |
| Participant deferral / active EE | $11,479 | $5,910+94.2% | $5,047+127.4% | $5,983+91.8% |
| Admin fee / account holder | $1,725 | $11,741-85.3% | $8,929-80.7% | $11,250-84.7% |