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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,782 | $152,612+112.8% | $125,192+159.4% | $152,897+112.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 10.98% | 54.85%-43.9pp | 43.79%-32.8pp | 345.43%-334.5pp |
| Employer contribution / active EE | $5,286 | $4,947+6.8% | $3,866+36.7% | $4,764+11.0% |
| Participant deferral / active EE | $12,533 | $5,868+113.6% | $4,937+153.8% | $5,851+114.2% |
| Admin fee / account holder | $38,569 | $13,437+187.0% | $9,704+297.5% | $11,599+232.5% |